Money Dashboard

Lataille household · sourced from Driggsby (Plaid)
Last refreshed Wed Jul 29, 2026 · 12:52 PM ET
PNC last sync Wed Jul 29, 7:04 AM ET · all linked institutions fresh.
PNC Spend (****3925) · 35-day forecast · bills only — variable spend off
Available now $171 $5,456 current · $5,284 held in pending authorizations.
Next paycheck Fri Jul 31 2 days · ICF ($2,978) + Northrop transfer ($5,100) = ~$8,078 combined. Then Fri Aug 14.
Lowest projected -$5,156 Thu Jul 30 — $7,156 below the $2,000 buffer. Bills-only, so real spend pulls it lower.
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Jul 27
past
Jul 28
past
Jul 29
$171
TODAY
Jul 30
-$5,328
-$5,156
Goddard School · Factor · below zero
Jul 31
+$8,078
$2,922
PAYCHECK
Aug 1
-$8
$2,913
1st · Apple
Aug 2
-$75
$2,838
MD 529
Aug 3
-$50
$2,788
Robinhood
Aug 4
$2,788
·
Aug 5
-$130
$2,658
Costco
Aug 6
-$106
$2,552
Factor
Aug 7
$2,552
·
Aug 8
-$4,440
-$1,888
Lakeview Loan Servicing · GEICO · below zero
Aug 9
-$234
-$2,122
Washington Gas · Verizon · below zero
Aug 10
-$434
-$2,556
AES student loan · Apple · below zero
Aug 11
-$165
-$2,722
Foundation Finance · below zero
Aug 12
-$798
-$3,519
Tesla loan · below zero
Aug 13
-$106
-$3,625
Factor · below zero
Aug 14
+$7,058
$3,433
PAYCHECK
Aug 15
$3,433
·
Aug 16
-$55
$3,378
HBO Max · Paramount+
Aug 17
$3,378
·
Aug 18
+$0.03
$3,378
Interest
Aug 19
-$21
$3,357
Google One
Aug 20
-$106
$3,251
Factor
Aug 21
$3,251
·
Aug 22
$3,251
·
Aug 23
-$47
$3,204
Amazon · Ring
Aug 24
$3,204
·
Aug 25
-$97
$3,107
Astound Broadband
Aug 26
$3,107
·
Aug 27
-$430
$2,677
Goldfish Swim School Vis · Factor
Aug 28
+$7,914
$10,591
PAYCHECK
Aug 29
$10,591
·
Aug 30
-$5,222
$5,369
Goddard School
Aug 31
$5,369
·
Sep 1
$5,369
1st
Sep 2
$5,369
·
Sep 3
·
Sep 4
·
Sep 5
·
Sep 6
·
Forecast day — includes predicted/estimated activity. Hover, focus, or tap: amber lines are forecast (Plaid predictions, estimates, placed dates); plain lines are live or confirmed.
Methodology & data notes

Forecast model — bills-only mode. Day 0 starts from live PNC Spend available, then applies projected recurring bills, configured placements, one-cycle exceptions, and combined paychecks through today + 35 days.

  • Starting balance: $171.47 available ($5,455.87 current; $5,284.40 held in pending authorizations) from PNC’s Wed Jul 29, 7:04 AM ET sync. The PNC sync is about 5.8 hours old, within the 30-hour threshold.
  • Variable spending is off. Groceries, fuel, restaurants, and other day-to-day purchases are not projected, so actual balances will normally run below this bills-only line.
  • Forecast markers: Plaid recurring dates are labeled (predicted); configured dates or amounts are labeled (estimate). User-confirmed overrides and placements live in configuration, and expired one-cycle exceptions retire automatically.
  • Paychecks: ICF ($2,978.11) + Northrop ($5,100.00) = about $8,078.11 combined. The next generated dates are Fri Jul 31 and Fri Aug 14.
  • Risk line: the buffer is $2,000.00. The current forecast trough is -$5,156.46 on Thu Jul 30; 7 forecast days fall below the buffer.
  • Window: Wed Jul 29 through Wed Sep 2. A projected outflow already pending or posted in its current cycle is suppressed so it is not counted twice against the live starting balance.