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Money Dashboard

Lataille household · sourced from Driggsby (Plaid)
Last refreshed Wed Sep 23, 2026 · 12:51 PM ET
PNC last sync Wed Sep 23, 9:40 AM ET · all linked institutions fresh.
PNC Spend (****3925) · 35-day forecast · bills only — variable spend off
Available now $522 $564 current · $42 held in pending authorizations.
Next paycheck Fri Sep 25 2 days · ICF ($3,086) + Northrop transfer ($5,100) = ~$8,186 combined. Then Fri Oct 9.
Lowest projected $416 Thu Sep 24 — $1,584 below the $2,000 buffer but above zero. Bills-only, so real spend pulls it lower.
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Sep 21
past
Sep 22
past
Sep 23
$522
TODAY
Sep 24
-$106
$416
Factor · below
Sep 25
+$8,186
$8,602
PAYCHECK
Sep 26
-$97
$8,505
Astound Broadband
Sep 27
$8,505
·
Sep 28
$8,505
·
Sep 29
-$164
$8,340
Tesla
Sep 30
-$189
$8,151
Credit Card Payment
Oct 1
-$114
$8,037
1st · Apple · Factor
Oct 2
-$75
$7,962
Maryland Direct
Oct 3
-$5,667
$2,295
AAA · Robinhood
Oct 4
$2,295
·
Oct 5
$2,295
·
Oct 6
-$1,124
$1,171
VSAC student loan · Pepco · below
Oct 7
-$397
$774
AES student loan · below
Oct 8
-$179
$595
Factor · Chewy autoship (16-week) · below
Oct 9
+$4,062
$4,658
PAYCHECK · +4 bills
Oct 10
-$224
$4,434
Apple · Dept of Education student loan
Oct 11
$4,434
·
Oct 12
$4,434
·
Oct 13
$4,434
·
Oct 14
-$1,503
$2,931
Dept of Ed loan · Elevenlabs.io Vis
Oct 15
-$120
$2,811
Amazon Kids Plus · State Farm
Oct 16
-$29
$2,782
Netflix
Oct 17
-$132
$2,650
Ginny Filer Photography
Oct 18
$2,650
·
Oct 19
+$0.05
$2,650
Interest Earned
Oct 20
-$21
$2,629
Google One
Oct 21
$2,629
·
Oct 22
-$106
$2,523
Factor
Oct 23
+$7,579
$10,102
PAYCHECK · +3 bills
Oct 24
$10,102
·
Oct 25
$10,102
·
Oct 26
$10,102
·
Oct 27
-$95
$10,007
Mosquito Joe
Oct 28
$10,007
·
Oct 29
·
Oct 30
·
Oct 31
·
Nov 1
1st
Forecast day — includes predicted/estimated activity. Hover, focus, or tap: amber lines are forecast (Plaid predictions, estimates, placed dates); plain lines are live or confirmed.
Methodology & data notes

Forecast model — bills-only mode. Day 0 starts from live PNC Spend available, then applies projected recurring bills, configured placements, one-cycle exceptions, and combined paychecks through today + 35 days.

  • Starting balance: $521.94 available ($564.08 current; $42.14 held in pending authorizations) from PNC’s Wed Sep 23, 9:40 AM ET sync. The PNC sync is about 3.2 hours old, within the 30-hour threshold.
  • Variable spending is off. Groceries, fuel, restaurants, and other day-to-day purchases are not projected, so actual balances will normally run below this bills-only line.
  • Forecast markers: Plaid recurring dates are labeled (predicted); configured dates or amounts are labeled (estimate). User-confirmed overrides and placements live in configuration, and expired one-cycle exceptions retire automatically.
  • Paychecks: ICF ($3,085.52) + Northrop ($5,100.00) = about $8,185.52 combined. The next generated dates are Fri Sep 25 and Fri Oct 9.
  • Risk line: the buffer is $2,000.00. The current forecast trough is $416.01 on Thu Sep 24; 4 forecast days fall below the buffer.
  • Window: Wed Sep 23 through Wed Oct 28. A projected outflow already pending or posted in its current cycle is suppressed so it is not counted twice against the live starting balance.