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Money Dashboard

Lataille household · sourced from Driggsby (Plaid)
Last refreshed Tue Sep 22, 2026 · 6:50 AM ET
PNC last sync Tue Sep 22, 1:05 AM ET · all linked institutions fresh.
PNC Spend (****3925) · 35-day forecast · bills only — variable spend off
Available now $425 $1,403 current · $978 held in pending authorizations.
Next paycheck Fri Sep 25 3 days · ICF ($3,086) + Northrop transfer ($5,100) = ~$8,186 combined. Then Fri Oct 9.
Lowest projected -$128 Thu Oct 8 — $128 below zero ($2,128 below the $2,000 buffer). Bills-only, so real spend pulls it lower.
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Sep 21
past
Sep 22
$425
TODAY
Sep 23
-$5
$420
Amazon Prime · below
Sep 24
-$106
$314
Factor · below
Sep 25
+$7,564
$7,878
PAYCHECK · +3 bills
Sep 26
-$97
$7,781
Astound Broadband
Sep 27
$7,781
·
Sep 28
$7,781
·
Sep 29
-$164
$7,617
Tesla
Sep 30
-$189
$7,428
Credit Card Payment
Oct 1
-$114
$7,313
1st · Apple · Factor
Oct 2
-$75
$7,238
Maryland Direct
Oct 3
-$5,667
$1,571
AAA · Robinhood · below
Oct 4
$1,571
below
Oct 5
$1,571
below
Oct 6
-$1,124
$447
VSAC student loan · Pepco · below
Oct 7
-$397
$50
AES student loan · below
Oct 8
-$179
-$128
Factor · Chewy autoship (16-week) · below zero
Oct 9
+$4,062
$3,934
PAYCHECK · +4 bills
Oct 10
-$224
$3,710
Apple · Dept of Education student loan
Oct 11
$3,710
·
Oct 12
$3,710
·
Oct 13
$3,710
·
Oct 14
-$1,503
$2,207
Dept of Ed loan · Elevenlabs.io Vis
Oct 15
-$120
$2,087
Amazon Kids Plus · State Farm
Oct 16
-$29
$2,059
Netflix
Oct 17
-$132
$1,927
Ginny Filer Photography · below
Oct 18
$1,927
below
Oct 19
+$0.05
$1,927
Interest Earned · below
Oct 20
-$21
$1,906
Google One · below
Oct 21
$1,906
below
Oct 22
-$106
$1,800
Factor · below
Oct 23
+$8,186
$9,985
PAYCHECK
Oct 24
$9,985
·
Oct 25
$9,985
·
Oct 26
$9,985
·
Oct 27
-$675
$9,310
Tower transfer (HELOC) · Mosquito Joe
Oct 28
·
Oct 29
·
Oct 30
·
Oct 31
·
Nov 1
1st
Forecast day — includes predicted/estimated activity. Hover, focus, or tap: amber lines are forecast (Plaid predictions, estimates, placed dates); plain lines are live or confirmed.
Methodology & data notes

Forecast model — bills-only mode. Day 0 starts from live PNC Spend available, then applies projected recurring bills, configured placements, one-cycle exceptions, and combined paychecks through today + 35 days.

  • Starting balance: $425.05 available ($1,403.23 current; $978.18 held in pending authorizations) from PNC’s Tue Sep 22, 1:05 AM ET sync. The PNC sync is about 5.8 hours old, within the 30-hour threshold.
  • Variable spending is off. Groceries, fuel, restaurants, and other day-to-day purchases are not projected, so actual balances will normally run below this bills-only line.
  • Forecast markers: Plaid recurring dates are labeled (predicted); configured dates or amounts are labeled (estimate). User-confirmed overrides and placements live in configuration, and expired one-cycle exceptions retire automatically.
  • Paychecks: ICF ($3,085.52) + Northrop ($5,100.00) = about $8,185.52 combined. The next generated dates are Fri Sep 25 and Fri Oct 9.
  • Risk line: the buffer is $2,000.00. The current forecast trough is -$128.31 on Thu Oct 8; 14 forecast days fall below the buffer.
  • Window: Tue Sep 22 through Tue Oct 27. A projected outflow already pending or posted in its current cycle is suppressed so it is not counted twice against the live starting balance.