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Money Dashboard

Lataille household · sourced from Driggsby (Plaid)
Last refreshed Fri Sep 25, 2026 · 6:51 AM ET
PNC last sync Fri Sep 25, 4:00 AM ET · all linked institutions fresh.
PNC Spend (****3925) · 35-day forecast · bills only — variable spend off
Available now $184 $481 current · $298 held in pending authorizations.
Next paycheck Fri Oct 9 14 days · ICF ($3,086) + Northrop transfer ($5,100) = ~$8,186 combined. Then Fri Oct 23.
Lowest projected -$7,823 Thu Oct 8 — $7,823 below zero ($9,823 below the $2,000 buffer). Bills-only, so real spend pulls it lower.
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Sep 21
past
Sep 22
past
Sep 23
past
Sep 24
past
Sep 25
$184
TODAY
Sep 26
-$97
$87
Astound Broadband · below
Sep 27
$87
below
Sep 28
$87
below
Sep 29
-$164
-$78
Tesla · below zero
Sep 30
-$189
-$267
Credit Card Payment · below zero
Oct 1
-$114
-$381
1st · Apple · Factor · below zero
Oct 2
-$75
-$456
Maryland Direct · below zero
Oct 3
-$5,667
-$6,123
AAA · Robinhood · below zero
Oct 4
-$6,123
below zero
Oct 5
-$6,123
below zero
Oct 6
-$1,124
-$7,247
VSAC student loan · Pepco · below zero
Oct 7
-$397
-$7,644
AES student loan · below zero
Oct 8
-$179
-$7,823
Factor · Chewy autoship (16-week) · below zero
Oct 9
+$4,062
-$3,760
PAYCHECK · +4 bills · below zero
Oct 10
-$224
-$3,984
Apple · Dept of Education student loan · below zero
Oct 11
-$3,984
below zero
Oct 12
-$3,984
below zero
Oct 13
-$3,984
below zero
Oct 14
-$1,503
-$5,487
Dept of Ed loan · Elevenlabs.io Vis · below zero
Oct 15
-$120
-$5,607
Amazon Kids Plus · State Farm · below zero
Oct 16
-$29
-$5,636
Netflix · below zero
Oct 17
-$132
-$5,768
Ginny Filer Photography · below zero
Oct 18
-$5,768
below zero
Oct 19
+$0.05
-$5,768
Interest Earned · below zero
Oct 20
-$21
-$5,789
Google One · below zero
Oct 21
-$5,789
below zero
Oct 22
-$106
-$5,895
Factor · below zero
Oct 23
+$7,579
$1,684
PAYCHECK · +3 bills · below
Oct 24
$1,684
below
Oct 25
$1,684
below
Oct 26
$1,684
below
Oct 27
-$115
$1,569
Spotify · Mosquito Joe · below
Oct 28
$1,569
below
Oct 29
-$106
$1,463
Factor · below
Oct 30
$1,463
below
Oct 31
·
Nov 1
1st
Forecast day — includes predicted/estimated activity. Hover, focus, or tap: amber lines are forecast (Plaid predictions, estimates, placed dates); plain lines are live or confirmed.
Methodology & data notes

Forecast model — bills-only mode. Day 0 starts from live PNC Spend available, then applies projected recurring bills, configured placements, one-cycle exceptions, and combined paychecks through today + 35 days.

  • Starting balance: $183.54 available ($481.17 current; $297.63 held in pending authorizations) from PNC’s Fri Sep 25, 4:00 AM ET sync. The PNC sync is about 2.9 hours old, within the 30-hour threshold.
  • Variable spending is off. Groceries, fuel, restaurants, and other day-to-day purchases are not projected, so actual balances will normally run below this bills-only line.
  • Forecast markers: Plaid recurring dates are labeled (predicted); configured dates or amounts are labeled (estimate). User-confirmed overrides and placements live in configuration, and expired one-cycle exceptions retire automatically.
  • Paychecks: ICF ($3,085.52) + Northrop ($5,100.00) = about $8,185.52 combined. The next generated dates are Fri Oct 9 and Fri Oct 23.
  • Risk line: the buffer is $2,000.00. The current forecast trough is -$7,822.80 on Thu Oct 8; 35 forecast days fall below the buffer.
  • Window: Fri Sep 25 through Fri Oct 30. A projected outflow already pending or posted in its current cycle is suppressed so it is not counted twice against the live starting balance.